Term Loans

Personal Term Loans can be another powerful tool to help a new or small business owner to secure capital. 

Oftentimes, a new business owner will have to tap their personal credit cards to begin to launch their business. When this happens, inevitably your credit score drops significantly, which keeps you from qualifying for 0% Business Credit Stacking.

In those cases, these personal term loans are the perfect solution as they can be used to pay down high interest personal credit card balances. The net result is that your credit score may increase as high as 100 points and allow you to qualify for 0% credit stacking as soon as those new, lower balances update with the credit bureaus.

The good news is that 7 Figures Funding has established a proven term loan marketplace platform. Within just seconds our software will check with all of the top personal loan providers and pre-qualify you for loans up to $250,000 with rates as low as 2.49%.

There is no negative impact to your credit to look at your top options. Get Started below!

Term Loans

Qualify Now

3 Ways to Qualify

1

Personal Credit

 with a 680 or better credit score, on time payments and at least a decent sized credit card, you can qualify for $15k to $150k in 0% Business/Personal credit lines/cards at 0% for up to 18 months.

2

Income 

 with verifiable personal income (w2 if employed, last 2 yrs taxes if self employed) and manageable personal debts you can qualify for up to $100k

3

Business Financials

 with business bank statement deposits of $15,000 per month over the last 90 days there are loan options and of course with 2 years of profitable business/personal tax returns there are funding options up to $1 Million.

Get Pre-Qualified Now

Funding Types

Our Marketplace of 100+ Lenders Guarantees to secure the very best Funding That you qualify for And that exists on the Funding Marketplace.

Startup Funding Personal Loans

Obtain a 5 year loan that can be used To pay down credit card balances, raise Your score & qualify for 0% funds 
Amount
Up to $250K
Time Frame
3 – 10 Days
Rate
From 5.99%+
Payment/term
5 year Terms Example I.e ($20,000 = $450/mth
Get An Offer

Short Term Business Loan (MCA)

Access funds very quickly for any Business expenses.
Amount
Up to $500K
Time Frame
As soon as 24 hrs
Rate
1.20 Factor Rate
Payment/term
Daily & Weekly 6 – 24 Mths
Get An Offer

Longer Term Business Loan

More traditional process Longer term = lower payment

Amount Up to $1M

Time Frame 1 to 3 Weeks

Rate
As los as 6%
Payment/term
Monthly Payments
Get An Offer